01
Explore your options
When a financing provider is available, its payment option and required disclosures appear at checkout.
Financing
A considered way to pay.
The full price of a piece remains the clearest expression of its value. Approved financing can be available as a payment method where a provider and location support it.
02
Review before committing
Prequalification, term length, APR, and payment schedule are provided by the financing provider for you to review.
03
Choose with clarity
Your agreement is with the provider. Obsidian Valley does not make credit decisions or determine approval.
At checkout
Price first. Payment choices second.
Financing is never added automatically and installment language never replaces the full retail price. If approved financing becomes available, the provider's legally required language—including whether a soft credit inquiry applies, potential APR, and payment terms—will be shown before you complete the payment flow.
Until an approved provider is connected, credit and debit cards and any configured express wallets remain the available checkout methods.
Ask a jewelry advisor